Mortgage Rates Are Above 7%, So Why Are Experts Saying Now Could Be a Good Time to Buy?

With mortgage rates now sitting above 7%, many buyers feel understandably cautious. But as someone who’s guided families through every kind of market over the past two decades, I can tell you: opportunity often shows up in unexpected ways. Right now, we’re seeing more homes for sale, and about 21% of sellers are making price cuts or offering concessions. That’s real negotiating room for buyers who know where to look—and how to approach their options. Every local market is different, so exploring neighborhoods and understanding the landscape is crucial. My focus has always been finding the right fit for your unique situation, not just chasing rates. If you’re weighing your choices, remember that today’s market is more than just numbers—it’s about timing, strategy, and knowing what’s possible for you.